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The Financial Health Association of Malaysia (FAHAM) is a non-governmental organization dedicated to advancing financial literacy, financial inclusion, and financial well-being among Malaysian consumers. Through evidence-based education, research, coaching, advocacy, and community initiatives, we empower Malaysian consumers with the knowledge, skills, confidence, and resources needed to make informed financial decisions at every stage of life.

President’s Message

It is a great honour to serve as the first President and Co-Founder of the Financial Health Association of Malaysia (FAHAM). The Association was founded on the belief that financial education can transform lives by enabling people to make informed decisions and achieve sustainable economic well-being. Together with our Founder, Dr Rajna Anthony, and a committed team of academicians and professionals in the financial industry, we established FAHAM to support individuals, families, and communities across Malaysia.

Our vision is to equip Malaysian consumers with the knowledge, skills, and resources needed to build a secure financial future. Through education, coaching, research, advocacy, and community engagement, FAHAM aims to strengthen financial capability and resilience. We also translate research on financial health, behaviour, and well-being into programs that address Malaysians’ needs.

We welcome collaboration with government agencies, institutions, corporations, researchers, and community organizations to expand financial education and create lasting change. I invite all who share our aspirations to support FAHAM as we build a financially informed, inclusive, and resilient Malaysia – one informed decision at a time.

Dr Husniyah Abd Rahim

Associate Professor
President and Co-Founder
Financial Health Association of Malaysia (FAHAM)

Founder's Message

The idea of establishing the Financial Health Association of Malaysia (FAHAM) was inspired by a simple yet thought-provoking conversation with a postgraduate student, Ms. Pri Hansini Chaskar, who observed that many people make poor financial decisions early in life and only realise their consequences later, when financial recovery becomes far more difficult. She expressed her hope for an association that would take such issues seriously and advocate for long-term financial well-being. She suggested the name Financial Health Association of Malaysia (FAHAM).

Our Purpose

Our Vision

Our Vision

To create a financially literate, resilient, and economically inclusive Malaysia where every individual has the confidence and capability to make informed financial decisions.

Our Mission

Our Mission

To improve the financial health of Malaysians through education, support, advocacy, and collaborative initiatives that promote lifelong financial well-being.

WHAT WE DO

Our Objectives

Empowering individuals and communities through education, support, research, and partnerships for a financially secure Malaysia.

FAHAM Bureaus

Working Together to Advance Financial Health in Malaysia

The strength of FAHAM lies in the collective commitment of its Executive Committee, Bureau Directors, bureau members, volunteers, strategic partners, and members who share a common vision of empowering every Malaysian to achieve financial resilience. Through collaboration, innovation, research, education, advocacy, and community engagement, FAHAM remains committed to building a financially informed, financially capable, and financially resilient nation – one individual, one family, and one community at a time. The EXCO is supported by Internal Auditors who provide independent oversight of the Association’s financial management and governance processes, helping to ensure transparency, accountability, and compliance with the Constitution.

Executive Committee Members

Datin Dr. Zahariah Sahudin

Dr. Mohamad Idham Md Razak

Assoc. Prof. Dr. Khairunesa Mat Isa

Assoc. Prof. Dr. Syuhaily Osman

Mr. Mohd Irman Mohd Din

Dr. Nuradibah Mokhtar

Dr. Amirah Shazana Magli

Dr. Faridah Pardi

FAHAM's Executive Committee

Working Together to Advance Financial Health in Malaysia

President

Assoc. Prof. Dr. Husniyah Abd Rahim

Vice - President

Dr. Rajna Anthony

Secretary

Mr. Alan Keevan John Michael

Assistant Secretary

Assoc. Prof. Dr. Elistina Abu Bakar

Treasurer

Associate Professor Dr. Zuroni Binti Md Jusoh

Assistant Treasurer

Mr. Maria Pragasam Selvanaigam

Communication Director

Mr. Sanjieev Pragasam

Executive Committee Members

Working Together to Advance Financial Health in Malaysia

Datin Dr. Zahariah Sahudin

Dr. Mohamad Idham Md Razak

Assoc. Prof. Dr. Khairunesa Mat Isa

Assoc. Prof. Dr. Syuhaily Osman

Mr. Mohd Irman Mohd Din

Dr. Nuradibah Mokhtar

Dr. Amirah Shazana Magli

Dr. Faridah Pardi

Our Bureaus

Working Together to Advance Financial Health in Malaysia

The work of FAHAM is carried out through seven specialized bureaus, each entrusted with a key functional area that supports the Association’s strategic objectives. These bureaus bring together members with diverse expertise to plan, develop, implement, and continuously improve programmes and initiatives that advance financial health in Malaysia. Led by Bureau Heads and supported by dedicated members, the bureaus serve as the operational backbone of FAHAM by transforming ideas into meaningful actions that benefit members, stakeholders, and the wider community.