The Financial Health Association of Malaysia (FAHAM) is a non-governmental organization dedicated to advancing financial literacy, financial inclusion, and financial well-being among Malaysian consumers. Through evidence-based education, research, coaching, advocacy, and community initiatives, we empower Malaysian consumers with the knowledge, skills, confidence, and resources needed to make informed financial decisions at every stage of life.
President’s Message
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Our vision is to equip Malaysian consumers with the knowledge, skills, and resources needed to build a secure financial future. Through education, coaching, research, advocacy, and community engagement, FAHAM aims to strengthen financial capability and resilience. We also translate research on financial health, behaviour, and well-being into programs that address Malaysians’ needs.
We welcome collaboration with government agencies, institutions, corporations, researchers, and community organizations to expand financial education and create lasting change. I invite all who share our aspirations to support FAHAM as we build a financially informed, inclusive, and resilient Malaysia – one informed decision at a time.
Dr Husniyah Abd Rahim
Associate Professor
President and Co-Founder
Financial Health Association of Malaysia (FAHAM)
Founder's Message
The idea of establishing the Financial Health Association of Malaysia (FAHAM) was inspired by a simple yet thought-provoking conversation with a postgraduate student, Ms. Pri Hansini Chaskar, who observed that many people make poor financial decisions early in life and only realise their consequences later, when financial recovery becomes far more difficult. She expressed her hope for an association that would take such issues seriously and advocate for long-term financial well-being. She suggested the name Financial Health Association of Malaysia (FAHAM).
Our Purpose
Our Vision
Our Vision
Our Mission
Our Mission
WHAT WE DO
Our Objectives
Empowering individuals and communities through education, support, research, and partnerships for a financially secure Malaysia.
Financial Literacy Workshops
Financial Literacy Workshops
Financial Counseling Services
Financial Counseling Services
Research and Advocacy
Research and Advocacy
Community Outreach
Community Outreach
Customized Corporate Programs
Customized Corporate Programs
FAHAM Bureaus
Working Together to Advance Financial Health in Malaysia
Executive Committee Members

Datin Dr. Zahariah Sahudin

Dr. Mohamad Idham Md Razak

Assoc. Prof. Dr. Khairunesa Mat Isa

Assoc. Prof. Dr. Syuhaily Osman

Mr. Mohd Irman Mohd Din

Dr. Nuradibah Mokhtar

Dr. Amirah Shazana Magli

Dr. Faridah Pardi
FAHAM's Executive Committee

President
Assoc. Prof. Dr. Husniyah Abd Rahim

Vice - President
Dr. Rajna Anthony

Secretary
Mr. Alan Keevan John Michael

Assistant Secretary
Assoc. Prof. Dr. Elistina Abu Bakar

Treasurer
Associate Professor Dr. Zuroni Binti Md Jusoh

Assistant Treasurer
Mr. Maria Pragasam Selvanaigam

Communication Director
Mr. Sanjieev Pragasam
Executive Committee Members
Working Together to Advance Financial Health in Malaysia

Datin Dr. Zahariah Sahudin

Dr. Mohamad Idham Md Razak

Assoc. Prof. Dr. Khairunesa Mat Isa

Assoc. Prof. Dr. Syuhaily Osman

Mr. Mohd Irman Mohd Din

Dr. Nuradibah Mokhtar

Dr. Amirah Shazana Magli

Dr. Faridah Pardi
Our Bureaus
Working Together to Advance Financial Health in Malaysia
The work of FAHAM is carried out through seven specialized bureaus, each entrusted with a key functional area that supports the Association’s strategic objectives. These bureaus bring together members with diverse expertise to plan, develop, implement, and continuously improve programmes and initiatives that advance financial health in Malaysia. Led by Bureau Heads and supported by dedicated members, the bureaus serve as the operational backbone of FAHAM by transforming ideas into meaningful actions that benefit members, stakeholders, and the wider community.
Bureau of Finance – Assoc. Prof. Dr. Zuroni Binti Md Jusoh
Building Financial Sustainability and Good Governance
- Budget planning
- Financial reporting
- Resource management
- Funding support
- Financial advice
- Good governance
- Transparency
- Long-term sustainability
Bureau of Communications & Marketing - Mr. Sanjieev Prabu
Promoting FAHAM’s Voice and Brand
- Communication strategy
- Brand promotion
- Digital media
- Content creation
- Marketing campaigns
- Public outreach
- Stakeholder engagement
- Consistent messaging
Bureau of Seminar & Conference — Dr. Mohamad Idham Md Razak
Connecting People, Building Partnerships, and Supporting Sustainability
- Organize seminars and workshops
- Manage conferences and events
- Coordinate fundraising initiatives
- Build strategic partnerships
- Oversee event logistics
- Promote collaboration
- Support sustainability goals
- Deliver quality programmes
Bureau of Programmes & Services - Dr. Rajna Anthony
Transforming Knowledge into Action
- Educational programmes
- Financial coaching
- Professional training
- Community outreach
- Well-being initiatives
- Quality assurance
- Programme evaluation
- Measurable impact
Bureau of Research & Publication - Dr. Nuradibah
Advancing Knowledge and Evidence-Based Practice
- Financial health research
- Evidence-based practices
- Publications and reports
- Research collaboration
- Data analysis
- Policy recommendations
- Thought leadership
- Public awareness
Bureau of Membership -
Building a Strong and Engaged Professional Community
- Member recruitment
- Member onboarding
- Member engagement
- Professional networking
- Volunteer participation
- Lifelong learning
- Member development
- Community growth
Bureau of Legal & Governance - Mr. Alan Keevan John Michael
Upholding Integrity, Transparency and Compliance
- Legal compliance
- Good governance
- Policy development
- Legal guidance
- Risk management
- Ethical practices
- Governance standards
- Organizational integrity